A question that all homeowners face when financing their property is whether to go for a loan with a fixed or variable rate. It can get quite confusing as to what is best, particularly in tough financial times. There are a number of factors that determine which type of interest rate is best for your situation and quite often expert help is necessary to help wade through all of the information. Using a broker who specialises in financing, including home loan and cash loans, is a good idea as they can help find the product that suits you best. Consider the follow points to help you decide.
The big new buzz in the property market is “the service component”. This major new move is based on technology and market demand for speed and efficiency.
The service component motif is particularly noticeable in conveyancing, formerly a very bureaucratic and in some cases horrifically slow process.
In the past, people didn’t know much about conveyancing or how important it was to the property market. Most people only encountered conveyancing services when buying a home. Now, things are very different, with a lot of professional private property investors in the market.
With the state of the global economy forcing most people to have to tighten their belts a little, pretty much everyone is looking for ways to save a few dollars wherever they can. Saving money doesn’t have to mean going without, as there are lots of ways to be spending less and still enjoying your life to the full. The following are some great ways to make sure you are spending less and hence saving more.
If you have a company incorporated in Australia, you’ll be interested to learn that you’ve actually got the regulators on your side. General regulatory policy for ASIC and the ATO is actually to be as supportive as possible in the framework of their legislation.
If someone’s issued with a director penalty notice for outstanding company taxes, the ATO will advise regarding options available. If you’re having an issue with ASIC regulations, you can ask ASIC to explain the situation and for assistance in dealing with their requirements.