The Busy Woman’s Guide to Online Marketing and Business Opportunities
What woman doesn't have too much to do and too little time to do it? Starting an online marketing business is a dream come true for many busy women. Never before in history have there been so many women wanting to start their own business. Statistics show there are approximately 11 million women-owned businesses in the United States alone. And this number is growing every day.
There are tons of reasons to begin a career in online marketing – and you probably know them by heart. You'd have more time with the family, and you'd be your own boss. And though information on business opportunities seems to abound, how much of that information is correct and how much is hype? And what's more, who has the time to dredge through all those opportunities looking for the perfect plan?
Unfortunately, many very capable but busy women give up before they ever get started. Rather than risk falling victim to what the U.S. Federal Trade Commission cleverly calls Dot Cons, they simply resign themselves to 'working for the man' and bury their dreams.
The internet is wide open and there are markets with little or no competition; so now is the time to stake your claim. With this in mind, here are 7 things that will speed your search for the perfect online marketing business:
1. The savvy woman should be leery of those sites that stress how little time their program will require and the speed by which you can replace your current income. There are no legitimate business opportunities where by you can earn a living in only a couple of hours a week. Online business opportunities tend to exaggerate the ease of online marketing and the convenience of shopping online. And while online marketing has a broader client base, and it is a growing, multi-billion dollar industry, this also means the internet is a highly-competitive place to succeed.
2. Don't purchase a turnkey business where all the businesses will sell the same information or products as everyone else who purchases the system; you'll be competing with hundreds to thousands of others who are attempting to sell the exact same products or services on identical, websites. It sounds good on paper, but the facts are, those with duplicate websites are your direct competitors, and they too are learning the same techniques.
3. Do find a site that has helpful free information available to you before you make a purchase. The 'make a quick buck' sites are fairly easy to spot. These sites have very little information available and consist almost entirely of links to other pages or sites. If the merchant you visit isn't interested in helping you before the sale, think how much less helpful they're likely to be afterwards.
4. Actually read the information provided free by the websites you visit. Armed with this information you will be better prepared to judge the specific points of the products and systems you assess.
5. Though some 'turnkey business products' are less than desirable, there are some businesses which give you a system or step-by-step instructions to follow, and all you have to do is research your field of interest and decide on the products you want to offer. These businesses can be a goldmine – if they provide assistance to you as you find your niche and decide on the type products you want to sell.
6. Any product or system you purchase should have at least a 60 day, money-back guarantee. 30 days is not enough to learn what you are suppose to do and then do it. And don't forget to read the fine print; some products require the package not be opened, while others require you have documentation that you tried the product and followed the steps outlined. If the guarantee has any fine print – pass on that product. Satisfaction should be 100% guaranteed.
7. And last but certainly not least is traffic. Don't fall for any online marketing plan or business opportunity that doesn't address the issue of traffic. No matter what type business you open, you must have traffic and as you will find, it will be one of the more challenging aspects of your new venture.
If you keep these 7 criteria in mind as you begin your journey into online marketing and business opportunities, you should be able to weed through the online hype in short order and find the legitimate gems.
Joyce Filbeck runs the http://www.EarnOnYourComputer.com website. Visit us if you're a busy woman interested in online marketing and business opportunities. For updates on ways to profit on the web visit the Profit's Online Blog.
Study Guide to accompany Managerial Economics & Business Strategy

The best way to learn economics is through hands-on work, which is exactly what students will get when they purchase the Study Guide, written by Michael Baye. Each chapter presentation includes outlines, key concept reviews, multiple-choice and true/false questions, technical problems, and a complete set of answers to all aforementioned materials.... More >> Study Guide to accompany Managerial Economics & Business Strategy
My Guide to Self-Employment Tax
Who must may self-employment tax and why? Well, if you're self-employed, you will be responsible for self-employment tax. How do you determine your liability? For the purpose of determining self-employment tax, you are self-employed if you are a sole proprietor, an independent contractor, a member of a partnership, or are otherwise in business for yourself.
If you are a self-employed individual, you will have a Schedule C to attach to your Form 1040, and self-employment tax is computed on Form 1040, Schedule SE. Individuals must pay self-employment tax is they have net earnings of $400 or more and there are several sources of net earnings that are used when figuring your self-employment tax liability.
In most cases, net earnings include net profit from a farm or nonfarm business; if you operate more than one business, your net earnings from self-employment are the combined net earnings from all your businesses. The upside to operating more than one business: If you have a loss in one business, it reduces the income from another. Self-employment tax is the self-employed individual's contribution to social security and Medicare taxes; the old-age taxes of employment. The only difference between the employee and the self-employed is the employee's social security and Medicare taxes are paid half by the employee and half by the employer, when an individual is self-employed; he/she is responsible for the entire amount.
There are alternative methods that can be used for figuring liability of self-employment tax and they are: The Farm Optional Method and the Nonfarm Optional Method. These methods may qualify an individual to claim a larger Earned Income Credit or Child Tax Credit; they may also, however, increase your self-employment tax liability.
The maximum amount of earnings subject to self-employment tax is currently $87,000.00. Now, when figuring your adjusted gross income on Form 1040, you may deduct up to one-half of your self-employment tax liability and if you are member of the ministry or clergy you may request an exemption from self-employment tax from the IRS.
When must self-employment taxes be paid? Generally, the self-employment taxes aren't due until the end of the year, when your personal tax return is filed. Why is it this way? The self-employment tax isn't due until the end of the year simply because of the fact that many self-employed business owners don't file the net profit or net loss figures on their self-employment earnings, until the year's end. If there is a net loss, the self-employed individual receives a credit of self-employment tax due, in the amount of one-half of the amount due.
The self-employment tax is the self-employed individual's equivalent to the social security and Medicare tax deducted from employee's pay check each week. The wage earner's taxes are configured by their employer and are deducted on a weekly basis. The self-employed individual isn't required to make weekly payments of self-employment tax, but they are held liable for the full 15.3 rate, that is split between the employee and the employer in wage earning situations. In general, however, if you expect to owe taxes in excess of $1000 for the year, you are required to pay estimated taxes each quarter.
In summary, if you are self-employed, have net earnings of $400 or more, and file a tax return, you will be subject to self-employment tax. To learn more about individual liabilities, exemptions, and alternative tax methods, please visit the online site for IRS Forms and Publications at the IRS website. Topic 554, Publication 517 and 533 will provide more detailed and situation specific information.
Uchenna Ani-Okoye is an internet marketing advisor and co founder of Free Affiliate Programs For more information and resource links on tax services visit: Tax Services
How to Market Your Business: A Practical Guide to Advertising, PR, Selling, Direct and Online Marketing 6th edition

Written in straightforward language, this guide offers tested advice on constructing profitable marketing strategies for any business. Explaining how to revitalize products and services with some basic marketing know-how, How to Market Your Business covers market research, advertising, promotion, selling techniques, product launches, and using the internet -- everything a business owner needs to ensure their product reaches the market successfully. This new edition ... More >> How to Market Your Business: A Practical Guide to Advertising, PR, Selling, Direct and Online Marketing 6th edition